Literature on HSBC Essay Example for Free

Literature on HSBC Essay Legacy HSBC Group. HSBC Bank is a key component of the HSBC group which was specifically established for trading with India and China in the hey days of the British Raj in 1865, after a necessity for the same was felt by Thomas Sutherland who identified that Hong Kong lacked local banking facilities. The bank has been primarily dominant in the Asia Pacific region and has pioneered modern banking facilities in these areas. It is now seen to take up its earlier mantle and is creating a new wave of modernised banking in the emerging economies of East and South East Asia. Based in London and with operations around the world, HSBC Holdings plc is reported to be the biggest bank and financial services banking company in the World with operations around the World in 9,500 offices and presence in 80 countries across the globe. Its share holders are said to be spread in 100 countries. HSBC Personal Banking. HSBC has a number of progressive personal banking schemes as it calls itself the Worlds local bank. (Express Banking, 2006). Some of the initiatives it has are schemes such as express banking which is designed to save time. This includes paying a bill online, thereby encouraging internet banking, use of cash machines and mobile phone top ups. (Express Banking, 2006). The bank is also extensively offering gifts for such schemes to include attractive offers as a 42 inch Phillips Plasma television for using its cash machines. (Express Banking, 2006). Its personal insurance services are similarly attempting to induce customers to go online. Thus a 10 percent discount is offered when a person buys on line car insurance. The no claims discount limit has also been raised to 70 % and there is a monthly installment option which has also been included. (Car, 2006). It has also services which can be availed by customers by providing prior intimation of their renewal dates to the bank and once again are provided attractive prizes for the same. The mortgage services offered by HSBC are also very innovative and provide not just for a loan but complete services such as mortgage offers, choices for repayments, varied interest rate option and tailoring these to the prices. (Mortgage, 2006). There are separate services on offer to first time buyers who can also remortgage as well as use the home to borrow more. Similarly the home insurance features also offer very heavy discounts for switching to HSBC Home Insurance, promise to settle claims over the phone without completion of forms and provide for replacements. HSBC Business Banking. HSBC business banking facilities are also unique. It has 12 months free banking facility extended to a current account holder which provides for borrowing at fixed rates large sums up to ?25,000. The service also includes foreign exchange rates for foreign currency payments for HSBC net customers, provides for management of trading in China and a commercial card enables a 56 days interest free credit. Banking for business is carried out through the commercial centres which provide multiple facilities to customers. For business there are other factilities that are being provided such as business internet banking as well as HSBCnet which provides larger companies with a complete range of services on the internet including invoice finance. There are a wide range of business insurance packages that have been made available by the bank, to include virtually all the possible contingencies for which insurance is required by business such as small business for turnover less than ? 1 million or less than 10 employees, commercial packaged insurance, customer packaged insurance, business car insurance and keyman insurance for prinicpals. The insurance package also covers share holders and partners, professional indemnity and trade credit. (Insurance, 2006). International Business Banking. The international services provided by the Bank include import and export bills clearance, guarantees and documentary credit. The Bank also provides many other forms of assistance to businesses to include opening of a business overseas. (International, 2006). The debit and credit card processing facilities include acceptance of debit and credit card at the place of work, over the internet, by mail order, fax or even on telephone. The finance and loans services being provided to the business by HSBC includes flexible overdraft, cash against invoices, protection against bad debts, small business loans at fixed interest rates upto ? 25000, flexible loans, financing of commercial properties, equipment, mortgages, vehicles and so on. Business managers are also provided with cash flow management services and fixed bond rates on high interest Deposit Bonds over ? 5,000. HSBCnet is an advanced service provided for businesses which enable these to carry out futuristic online banking. This is considered ideal for small businesses who do not want to invest in an internal financial management organisation. Thus it provides tools such as cash management, reporting and trading along with analytics and research. (hsbcnet, 2006). The customers are continually provided high quality services on HSBCnet such as management of foreign currency transactions as easy as domestic transaction, payments and account transfers at par with operations of a domestic account. The basic advantage provided is that a customer does not have to change his platform to access different types of services. Chapter 4 Findings Findings are derived from qualitative and quantitative analysis. Data analysis is meant to calculate correlations between variables. The intention is to find relations among the variables. Correlation is a measure of the degree of linear relationship between two variables. A positive correlation occurs when both variables either increase or decrease. Negative correlation occurs, when one variable increases and the other decreases. The detailed findings of the primary and secondary research carried out based on qualitative and quantitative collation are as per succeeding paragraphs.

George Orwells Nineteen Eighty-Four 1984 :: Free Essays on 1984

1984 was written by George Orwell about a grim future in which people are controlled by a party known as the brotherhood which is led by Big Brother. The background of the story is that nuclear war has ravaged the earth and three superpowers have arisen out of the rubble, Oceania, Eurasia, and Eastasia, all of which are at war with each other. The leading party in Oceania, where the story take place, exerts and maintains its power through such techniques as the Spies, a youth group that encourages children to report adults, including their parents, to the party officials. Another technique is the thought police, who observe and spy on society and eliminate those who have thoughts against the party.   Ã‚  Ã‚  Ã‚  Ã‚  The party engages in many activities that people would consider blatantly wrong. These include the changing of history with the objective of making the party look good. The worst thing about the party is that it makes up the things it has the people believe through its telecasts, which the entire population watches. The main character is Winston, who works for the Ministry of Truth, which is an ironic name since it makes up what the people are to believe. Winston has thoughts all the time against the party but luckily has never been caught by the thought police. He keeps on seeing some woman and eventually they meet and he finds out her name is Julia. She also hates the party and they keep on meeting, even though it is against the policy of the party for two people to have sexual relations. They break the rule however and end up having sex outside the city. They differ in their view of how best to oppose the party. He believes in a widespread rebellion while she b elieves in just going against the party when it is safe. Eventually, they come to follow a man named O’Brien who is the leader of an opposition party to the brotherhood. He gives the couple a book by a man named Goldstein that is against the brother hood. He reads the book but soon after is arrested by the thought police because there was a hidden camera inside his room. It turns out that O’Brien was a thought police that had tricked them. Both he and Julia are taken away large cells with all the other people that have betrayed the party.

Rhetorical Strategies Analysis of “Bill Clinton’s First Inaugural Address”

Rhetorical Strategies Analysis of â€Å"Bill Clinton's First Inaugural Address† Introduction William Jefferson â€Å"Bill† Clinton served as the 42nd President of the United States from 1993 to 2001. He got authority at the end of the Cold War. During Cold War, in order to compete with the Soviet Union's military power, the federal government spent a great deal of financial resources to establish a powerful military. The quality of life of common people decreased year after year. At that time, people desired to have a new powerful authority to rebuild people's confidence.Clinton won the 1992 presidential election with 42% of the vote against his predecessor, George H. W. Bush who had 37. 4% of the vote. Clinton's wining ended the Republican rule of the White House of previous years. With 43% of the vote, he outpolled the winning House candidate in five districts. Clinton has been described as a New Democrat. In January 1993, he had campaigned on the theme of change and the public expected him to deliver. And in his first inaugural address, he continually promised change.The purpose of my article is to figure out: what rhetorical strategies and tactics did President Clinton use in oder to accomplish hi task of change? Inaugural addresses have often served as the civil religion. Clinton was well – prepared to take this tradition. According to the evidence, it suggests his three main resources for first inaugural address are his lifetime study of the Bible, his education at Georgetown University, and his reading of others' inaugural addresses by Republican and Democratic presidents.During the campaign Clinton mentioned that when he was a little child, he felt a strong calling to go to church even though his parents did not go. He grew up in the Southern Baptist denomination and as he remembered, â€Å"I had to get other people to read the scripture every day or do it myself. † His religious choice fits the American belief. Most American believe that God â€Å"is actively interested and involved in history, with a special concern for America,† as Robert N. Bellah said. During the 1990s, Clinton skillfully used biblical language to make common eople trust him and rebuild their confidence in a future president. Context The inaugural address of an American president is a vital ceremonial event and an occasion for a particular kind of communication between the President and the people. The president represents all the people of a country and his inaugural address shows a direction of the government. The address is the first official announcement made by the new president and it is analyzed as setting the tone for the four years to follow.Presidents have had their own skill in shaping and delivering their addresses, drawing on rhetorical devices to convey a message and to communicate a sense of meaning and value. Clinton gave people a vivid image about a brand new future for the United States with a short first a ddress. He bring a metaphor for the future, â€Å"a spring reborn in the world's oldest democracy, that brings forth the vision and courage to reinvent America. † For the spring to be reborn in America, President Clinton called for government and public to change.Clinton thought that America have to change for better notion and â€Å"not change for change's sake, but change to preserve America's ideals – life, liberty, and the pursuit of happiness. † Thus, from my perspective, the rhetorical strategy of Clinton's first address is persuasion. He tries to explain contemporary situation of America and he tries to advocate â€Å"change† on this issue. The Strategy of Persuasion As we learned, the three main methods of persuasion involve pathos, ethos and logos. President Clinton seems to use one major approach, pathos, to persuade audiences. Also you can read Rhetorical Devices in Night Walker by Brent StaplesPathos is to use emotion to persuade audiences' minds in a rhetorical argument. President Clinton uses basic American beliefs and ideologies, such as, â€Å"life, liberty, and the pursuit of happiness,† trying to arouse people's passion. Also, he brought out the social problem of America, that â€Å"raised in unrivaled prosperity, we inherit an economy that is still the world's strongest, but is weakened by business failures, stagnant wages, increasing inequity, and deep divisions among our people. † He used realistic problems to relate to common people's daily life. It brings out another passion, which is to struggle for their life.Then, in the middle of his first inaugural address, Clinton calls for people's responsibilities to renew and create a better nation. He uses child to bring out a bigger theme of posterity and he calls people's passion to create a better society for their posterity. He said, â€Å"posterity is the world to come — the world for whom we hold our ideals, from whom we have borrowed our planet, and to whom we bear sacred responsibility. † By using pathos of persuasion, President Clinton tried to arouse the public to put more effort into establishing American society in order to renew the United States.The significant purpose of persuasion always to change people's behavior eventually. Then, Clinton mentioned three main parts to renew the whole country. First of all, â€Å"to renew America, we must be bold,† which brings out the responsibilities of citizens and government; second of all, â€Å"we must revitalize our democracy,† which discusses reinventing authority and the federal government; finally, â€Å"we must meet challenges abroad as well at home,† and President Clinton gave two ideas both diplomacy and national thoughts. The Strategy of Biblical LanguageIn the end of first address, President Clinton emphasis on how individuals change themselves to drive the government's and country's change. He used emotional language to make that argument, that is â€Å"in serving, we recognize a simple but powerful truth — we need each other. † In the final paragraph of the inaugural address, it included a verse from St. Paul's letter to the Galatians, â€Å"and let us not be weary in well – doing; for in due season we shall reap, if we faint not,† which could make special resonance. As mentioned above, Clinton uses biblical language to reference to political trusts and purposes.

Comparison of Plato, Aquinas, Aristotle and Augustine

Plato Truth and Reality- And isnt it a bad thing to be deceived about the truth, and a good thing to know what the truth is? For I assume that by knowing the truth you mean knowing things as they really are. Truthfulness. He will never willingly tolerate an untruth, but will hate it as much as he loves truth... And is there anything more closely connected with wisdom than truth? (Plato, 380BC) Reason Reason is knowledge of things like mathematics but which require that some postulates be accepted without question, and intelligence, which is the knowledge of the highest and most abstract categories of things, an understanding of the ultimate good.(Plato) World/Universe The intelligible world is made up of the†¦show more content†¦Reason What reason engages in is always its own manifestation, be that language with its power of signification or be that harmonious numbers. In and through the sciences, reason searches for itself. Reasons true object is reason itself. Reason never simply deals with physical or historical objects as such.it manifests itself in culture and nature. World/Universe Everything in the universe was created simultaneously by God, and not in seven calendar days like a plain account of Genesis would require but the six-day structure of creation presented in the book of Genesis represents a logical framework, rather than the passage of time in a physical way - it would bear a spiritual, rather than physical, meaning, which is no less literal. Virtue Humility is the foundation of all the other virtues hence, in the soul in which this virtue does not exist there cannot be any other virtue except in mere appearance. The three greatest virtues are first, humility, second, humility, and third, humility. God In the Word of God exist the eternal truths, the species, the formal principles of things, which are the models of created beings. In the intellectual light imparted to us by the Word of God we know both the eternal truths and the ideas of real beings. God is the beginning and end of enerything. St. Thomas Aquinas Truth/Reality Truth is ultimately one because it has its source in God. Reason I am notShow MoreRelatedComparison of Plato, Aquinas, Aristotle and Augustine1473 Words   |  6 PagesPlato Truth and Reality- And isnt it a bad thing to be deceived about the truth, and a good thing to know what the truth is? For I assume that by knowing the truth you mean knowing things as they really are. Truthfulness. He will never willingly tolerate an untruth, but will hate it as much as he loves truth... And is there anything more closely connected with wisdom than truth? (Plato, 380BC) Reason Reason is knowledge of things like mathematics but which require that some postulatesRead MoreProposed Seven Philosophers On The Existence Of God And Their Development Of These Ideas1413 Words   |  6 Pagesspecifically for my choice topic. The seven philosophers are as follows: (1) Socrates, (2) Plato, (3) Aristotle, (4) Francis Bacon, (5) St. Augustine, (6) Thomas Aquinas, and (7) Rene DesCartes. The specific three I want to focus on being; St. Augustine, Thomas Aquinas and Rene Descartes. Lastly, I will proceed to relate their ideas on the existence of God and their development of these ideas. St. Augustine s epistemology is rationalization. In his argument for the existence of God, he is referringRead MoreWhat Constitute Happiness to Man6479 Words   |  26 Pagesits relation to virtue. The Discussion begins rather than ends with the fact that happiness is what all men desire. Once they have asserted that fact, once they have made happiness the most fundamental of all ethical terms, writers like Aristotle or Locke, Aquinas or J. S. Mill, cannot escape the question whether all who seek happiness look for it or find it in the same things. Holding that a definite conception of happiness cannot be formulated, Kant thinks that happiness fails even as a pragmaticRead MoreThe Philosophy of Happiness11705 Words   |  47 PagesChapter 1 The Philosophy of Happiness Aristotle on Happiness Since the earliest days of Western thought philosophers have concerned themselves with the nature of happiness. One of the earliest to ask the question ‘what is happiness?’ was Aristotle, who, in a manner typical of philosophers, before providing an answer insisted on making a distinction between two different questions. His first question was what was meant by the word ‘happiness’—or rather, its ancient Greek equivalent eudaimonia. HisRead MoreEssay Moral and Ethics: Euthanasia and Physician-Assisted Suicide 1776 Words   |  8 Pagesvalue and quality of human life. They also presume that people are capable of making rational decisions, even when they are suffering and incurably ill. According to the definition of euthanasia – â€Å"a good death†, certain ways of dying are better in comparison to others. Usually a good death described ideally as transitioning into death in a pleasant environment as one falls asleep. The ancient Roman orator Cicero said, â€Å"A good death is the ideal way of respecting natural law and public order by departingRead MoreWhat Is The Conceptual Frameworks Of Both Philosophical Positions, And Weak, Theses Of Natural Law2178 Words   |  9 PagesIn philosophical jurisprudence, legal positivism has made a niche for itself in defining itself in opposition to a somewhat straight-laced reading of natural law theory. Often the comparison is based solely on an exceedingly strong and doctrinal interpretation of the two competing models. In this paper I will examine and distinguish the conceptual frameworks of both philosophical positions, detailing the â€Å"strong† and â€Å"weak† theses of natural law ; while in turn also examining the implications ofRead MoreBranches of Philosophy8343 Words   |  34 Pagesmoral philosophy, is concerned with questions of how persons ought to act or if such questions are answerable. The main branches of ethics are meta-ethics, normative ethics, and applied ethics. Meta-ethics concerns the nature of ethical thought, comparison of various ethical systems, whether there are absolute ethical truths, and how such truths could be known. Ethics is also associated with the idea of morality. Platos early dialogues include a search for definitions of virtue. †¢ Political philosophyRead MoreCleanth Brookss Essay Irony as a Principle of Structure9125 Words   |  37 Pagessecond stanza follows the exact same organization and flow as the first. It seems as if the moon rises and falls without us even knowing. We just look and its there. That is what MacLeish believes a poem should be like. He continues on with the comparison to the moon and the way it falls in the third line. As the moon passes through the trees there are times at which it is visible and other times when its not. As he compares it to the falling moon, I think that he feels as if the reader should not Comparison of Plato, Aquinas, Aristotle and Augustine Plato Truth and Reality- And isnt it a bad thing to be deceived about the truth, and a good thing to know what the truth is? For I assume that by knowing the truth you mean knowing things as they really are. Truthfulness. He will never willingly tolerate an untruth, but will hate it as much as he loves truth... And is there anything more closely connected with wisdom than truth? (Plato, 380BC) Reason Reason is knowledge of things like mathematics but which require that some postulates be accepted without question, and intelligence, which is the knowledge of the highest and most abstract categories of things, an understanding of the ultimate good.(Plato) World/Universe The intelligible world is made up of the unchanging†¦show more content†¦Although prudence itself does not perform any actions, and is concerned solely with knowledge, all virtues had to be regulated by it. Temperance- governing natural appetites for the pleasure of senses according to the bounds of reason. No virtue could be sustained in the face of inability to control oneself, if the virtue was opposed to some desire; this is why it is classified as a cardinal virtue, where cardinal signifies pivotal. Justice- concerns the proper ordering of things and persons within a society. Forfitude-is the ability to confront fear, pain, danger, uncertainty, or intimidation God The existence of life and the order of creation can be attributed to God; the cause and creator of the universe. Nature by itself is not God. God is the divine source of justice and goodness; attributes found in all men and woman in varying degrees. Justice is not a human attribute created by us, it is a quality imprinted in our very being by our creator. A being who must also posses the very quintessence of justice in order to endow us with justice. God is personal. It can be likewise argued that the qualities that make humans personal and conscience are what place us above other created things such as plants and animals. Since God is a higher order of being, he is likewise the very quintessence of a personalShow MoreRelatedComparison of Plato, Aquinas, Aristotle and Augustine1464 Words   |  6 PagesPlato Truth and Reality- And isnt it a bad thing to be deceived about the truth, and a good thing to know what the truth is? For I assume that by knowing the truth you mean knowing things as they really are. Truthfulness. He will never willingly tolerate an untruth, but will hate it as much as he loves truth... And is there anything more closely connected with wisdom than truth? (Plato, 380BC) Reason Reason is knowledge of things like mathematics but which require that some postulatesRead MoreProposed Seven Philosophers On The Existence Of God And Their Development Of These Ideas1413 Words   |  6 Pagesspecifically for my choice topic. The seven philosophers are as follows: (1) Socrates, (2) Plato, (3) Aristotle, (4) Francis Bacon, (5) St. Augustine, (6) Thomas Aquinas, and (7) Rene DesCartes. The specific three I want to focus on being; St. Augustine, Thomas Aquinas and Rene Descartes. Lastly, I will proceed to relate their ideas on the existence of God and their development of these ideas. St. Augustine s epistemology is rationalization. In his argument for the existence of God, he is referringRead MoreWhat Constitute Happiness to Man6479 Words   |  26 Pagesits relation to virtue. The Discussion begins rather than ends with the fact that happiness is what all men desire. Once they have asserted that fact, once they have made happiness the most fundamental of all ethical terms, writers like Aristotle or Locke, Aquinas or J. S. Mill, cannot escape the question whether all who seek happiness look for it or find it in the same things. Holding that a definite conception of happiness cannot be formulated, Kant thinks that happiness fails even as a pragmaticRead MoreThe Philosophy of Happiness11705 Words   |  47 PagesChapter 1 The Philosophy of Happiness Aristotle on Happiness Since the earliest days of Western thought philosophers have concerned themselves with the nature of happiness. One of the earliest to ask the question ‘what is happiness?’ was Aristotle, who, in a manner typical of philosophers, before providing an answer insisted on making a distinction between two different questions. His first question was what was meant by the word ‘happiness’—or rather, its ancient Greek equivalent eudaimonia. HisRead MoreEssay Moral and Ethics: Euthanasia and Physician-Assisted Suicide 1776 Words   |  8 Pagesvalue and quality of human life. They also presume that people are capable of making rational decisions, even when they are suffering and incurably ill. According to the definition of euthanasia – â€Å"a good death†, certain ways of dying are better in comparison to others. Usually a good death described ideally as transitioning into death in a pleasant environment as one falls asleep. The ancient Roman orator Cicero said, â€Å"A good death is the ideal way of respecting natural law and public order by departingRead MoreWhat Is The Conceptual Frameworks Of Both Philosophical Positions, And Weak, Theses Of Natural Law2178 Words   |  9 PagesIn philosophical jurisprudence, legal positivism has made a niche for itself in defining itself in opposition to a somewhat straight-laced reading of natural law theory. Often the comparison is based solely on an exceedingly strong and doctrinal interpretation of the two competing models. In this paper I will examine and distinguish the conceptual frameworks of both philosophical positions, detailing the â€Å"strong† and â€Å"weak† theses of natural law ; while in turn also examining the implications ofRead MoreBranches of Philosophy8343 Words   |  34 Pagesmoral philosophy, is concerned with questions of how persons ought to act or if such questions are answerable. The main branches of ethics are meta-ethics, normative ethics, and applied ethics. Meta-ethics concerns the nature of ethical thought, comparison of various ethical systems, whether there are absolute ethical truths, and how such truths could be known. Ethics is also associated with the idea of morality. Platos early dialogues include a search for definitions of virtue. †¢ Political philosophyRead MoreCleanth Brookss Essay Irony as a Principle of Structure9125 Words   |  37 Pagessecond stanza follows the exact same organization and flow as the first. It seems as if the moon rises and falls without us even knowing. We just look and its there. That is what MacLeish believes a poem should be like. He continues on with the comparison to the moon and the way it falls in the third line. As the moon passes through the trees there are times at which it is visible and other times when its not. As he compares it to the falling moon, I think that he feels as if the reader should not